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Contents
  • A. Acceptance
  • B. Nature of Content
  • C. Intellectual Property
  • D. Permitted Use
  • E. Prohibited Conduct
  • F. External Links
  • G. Disclaimer
  • H. Limitation of Liability
  • I. Governing Law
  • J. Amendments
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Terms of Use

Last updated: 22 June 2026

These Terms of Use govern your access to and use of the website pobece-zuhuzi.info and all content published on it. Please read them carefully before using the site.

A. Acceptance of Terms

By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use this website.

These terms apply to all visitors, readers, and anyone else who accesses or uses the website. Your continued use of the site following any changes to these terms constitutes acceptance of the revised terms.

B. Nature of Content

All content published on pobece-zuhuzi.info consists of personal essays and editorial writing. The content is provided for informational and reading purposes only.

Nothing on this website constitutes financial advice, investment advice, tax advice, or any other form of professional advice regulated under Irish law, including the European Union (Markets in Financial Instruments) Regulations 2017 or the Consumer Credit Act 1995. The views expressed are personal opinions and observations of the writer, not professional recommendations.

Readers should not rely on any content published here when making financial decisions. If you require guidance on your personal financial situation, you should consult a qualified financial adviser authorised by the Central Bank of Ireland.

C. Intellectual Property

All content on this website, including but not limited to text, images, design elements, logos, and the selection and arrangement of content, is the property of Pobece Zuhuzi or its content suppliers and is protected by Irish and international copyright law.

The Copyright and Related Rights Act 2000 (Ireland) applies to all original works published on this site. Reproduction, distribution, or modification of any content without prior written permission is prohibited, except as expressly permitted by law.

You may share links to individual essays or pages on this website. You may quote brief passages for the purposes of commentary, criticism, or review, provided that appropriate attribution is given and the source is clearly identified.

D. Permitted Use

You are permitted to access and read content on this website for your personal, non-commercial use. You may print or download individual pages for personal reference only.

If you wish to reproduce content for educational or journalistic purposes, you may contact us to request permission. We consider such requests on a case-by-case basis.

E. Prohibited Conduct

The following uses of this website are prohibited:

Reproducing, copying, or distributing content for commercial purposes without written permission. Using automated tools, scrapers, or bots to extract content from this website. Attempting to gain unauthorised access to any part of the website or its underlying systems. Uploading or transmitting any harmful, malicious, or unlawful content through any contact or submission mechanism on this site. Impersonating Pobece Zuhuzi or any associated individual in any context.

We reserve the right to take appropriate action, including legal action where necessary, in response to prohibited conduct.

F. External Links

This website may from time to time contain links to external websites. These links are provided for convenience and informational purposes. We do not endorse, control, or take responsibility for the content, privacy practices, or accuracy of any external site.

Following a link to an external site is at your own risk. We encourage you to review the terms and privacy policies of any site you visit.

G. Disclaimer

This website and its content are provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, or suitability of the content for any particular purpose.

The personal essays published here reflect the views and experiences of the author at the time of writing. They are not updated to reflect subsequent events or changes in law, practice, or circumstance.

We do not warrant that the website will be uninterrupted, error-free, or free from viruses or other harmful components.

H. Limitation of Liability

To the fullest extent permitted by Irish law, Pobece Zuhuzi shall not be liable for any direct, indirect, incidental, special, or consequential loss or damage arising from your use of this website or reliance on its content, including but not limited to financial decisions made on the basis of content read here.

Nothing in these terms limits or excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under Irish law, including the Liability for Defective Products Act 1991 or the Consumer Protection Act 2007 where applicable.

I. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Ireland. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of Ireland.

If you are accessing this website from outside Ireland, you do so at your own risk and are responsible for compliance with local laws where applicable.

J. Amendments

We reserve the right to amend these Terms of Use at any time. Changes will be posted on this page with a revised date. It is your responsibility to check these terms periodically. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

For questions about these terms, please contact us at [email protected] or at the address listed on the Contact page.

Pobece Zuhuzi

Personal essays on financial habits, written without judgment. Based in Waterford, Ireland.

35 The Mall, Waterford, X91 DN23
+353 51 849905
[email protected]

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